What insurance does everyone use?

[yb929rr]

do you get discounts if you insure everything(house, car, bkie)? w/ this state farm?

[Cakes206]

Originally Posted by Marker01

They're gunna go fast...Be Dialin People!!!!!! Call Now!!!!!

(For those who don't get it, the QVC guy from O&A)

Would of been funnier w/o the explanation

[acronut]

Originally Posted by yb929rr

do you get discounts if you insure everything(house, car, bkie)? w/ this state farm?

yea just about every insurance company gives multi line discounts. Not huge savings but everything helps

[SPRHK]

Originally Posted by njracer

There is no way that price is for full ins.

F U C K NO !!!!! Rider ins. was hitting me 1467.00 a year full coverage for just the 1000. It was more for insurance than the actual yearly bike payment . The 1000 is a 1998, so I decided to drop the full coverage. Even though the bike is still like new.

[Marker54]

Originally Posted by yb929rr

do you get discounts if you insure everything(house, car, bkie)? w/ this state farm?

There is a 15% discount on Autos if you were to bring your Homeowner to State Farm. Likewise, 10% for Renters, 12% Condo/Townhome, 8% Life Insurance.

[ImmaSquashYou]

umm....i don't have full coverage on my bike......its scratched up anyways...n i bought it pretty cheap....i do'nt understand why you guys say rider isn't good insurance??? I'm paying around $380 a YEAR with the highest they have which is like 25k/50k???? i forget..but in all honesty....how much damage can u do to someone else with a bike unless you run into their house or someone over????

[SAXON117]

Originally Posted by ImmaSquashYou

umm....i don't have full coverage on my bike......its scratched up anyways...n i bought it pretty cheap....i do'nt understand why you guys say rider isn't good insurance??? I'm paying around $380 a YEAR with the highest they have which is like 25k/50k???? i forget..but in all honesty....how much damage can u do to someone else with a bike unless you run into their house or someone over????

you could through a group of kids on a play ground and hit a telephone pole and knock it down into a old folks home, catching it on fire and burning everyone inside, not to mention crushing the poor old bastard that was in his wheelchair watching Jepordy. Oh, and you servive of course and so does all the cripples you just made

[causef0rconcern]

Dont' forget the part where the noise from the exhaust wakes up the sleeping Godzilla who comes and destroys the city, because your of your stupid under-insured bike.

I have liability only from Rider, with the '00 GSXR 750 its $455/yr and the '82 Virago 750 is $340 something. In April, when I turn 21, the Virago will be right around 100 bucks flat, and the GSXR not too much more.

Yeah, it's shit coverage, and I'm sure their claims department moves slower than that guy on the fully-dressed Harley I always get stuck behind in the twisties, but I just keep praying I never have to use it...

I'm planning on get full coverage at some point from a more reputable insurance company, but for now, I can't afford it.

[Marker54]

Originally Posted by Saxon

you could through a group of kids on a play ground and hit a telephone pole and knock it down into a old folks home, catching it on fire and burning everyone inside, not to mention crushing the poor old bastard that was in his wheelchair watching Jepordy. Oh, and you servive of course and so does all the crilles you just made

Originally Posted by causef0rconcern

Dont' forget the part where the noise from the exhaust wakes up the sleeping Godzilla who comes and destroys the city, because your of your stupid under-insured bike.

I have liability only from Rider, with the '00 GSXR 750 its $455/yr and the '82 Virago 750 is $340 something. In April, when I turn 21, the Virago will be right around 100 bucks flat, and the GSXR not too much more.

Yeah, it's shit coverage, and I'm sure their claims department moves slower than that guy on the fully-dressed Harley I always get stuck behind in the twisties, but I just keep praying I never have to use it...

I'm planning on get full coverage at some point from a more reputable insurance company, but for now, I can't afford it.

Holy Shit, as an Insurance Professional, I couldn't have said it better.

Please folks, go with the standard 100/300/50 or high limits, anything lower will be used in one mornings visit to the hospital, and the rest you will be paying for the next 20 years.

[Cakes206]

Originally Posted by ImmaSquashYou

how much damage can u do to someone else with a bike unless you run into their house or someone over????

It's very easy to send someone else to the hospital or worse, kill someone even with a bike accident...a lot of people don't realize that they can be held liable for whatever ins doesn't cover, which can see astronomical figures, and you'll literally end up broke for the rest of your life. You(not you personally, but generally speaking) should make sure the coverage is good. Sure the bare minimum can get you on the road, but pray you never need to use it because it will not be enough. The quote I got from Rider was 1800, for the minimum coverage, they hear 1000cc its all over, even though it was an SV State Farm offered a drastically reduced rate(approx 1100 less!) than Rider with triple the coverage, for me it was a no brainer.

[PitsVtec]

Pete as much as you hate me saying this....SF does shit for me...I have rider and sf wanted almost triple for my bike....

[Cakes206]

Originally Posted by PitsVtec

sf wanted almost triple for my bike....

Somethings not right...you might of been flagged as a "high risk" for some reason.

[southjersey636]

8 points on my license and I pay $880 a year from Rider for full coverage on my 04 636 so I aint complaining. Im also down in south jersey where you dont hear about someones bike getting stolen every other day.

[njf4i]

Originally Posted by Marker01

They're gunna go fast...Be Dialin People!!!!!! Call Now!!!!!

(For those who don't get it, the QVC guy from O&A)

Don't forget to throw in the Mark McGwire rookie card.

BE DIALING PEOPLE!!!!!!

[jesse370]

Yeah statefarm rules. I had full coverage on my 636 for 575 and my monster costs me about 945 I think. Love those guys, just wish my slower not as quick monster was slightly cheaper to insure.......