CD accounts
 

what you all think of them
i got a savings account at ing with 3.3% and another one with hsbc with 3.75% but i have been looking into CD accounts and 1 year are at around 4.2% 4.3% and the penalty is only 3 months of interest if anything
i have never actuallyplayed around with them so i am looking for some info.

thanks

i guess no one.. oh well

they are not FDIC insured, if you want to take a risk knock yourself out, but i wouldnt fuck with it

there are fdic insured ones.. thats the ones i am looking into..

I'm looking to put away about $2000 a month away for a house....somone tell me where to put it!!! And no, not in your pocket.

savings.. HSBC at 3.75 and no mins no penalties no nothign..
thats all i can think of right now..

buy a penny stock today and sell it tomorrow and quadrupel yo 2 g's... but find a good penny stock :confused:

shoot me a PM on those man, i went to 4 banks and non are FDIC insured

Chase
Washington Mutual
Commerce Bank
Independence (SI Bank & Trust)

I am using ING as well but I just started so not really sure how good they are

ing is good so is hsbc...
btw ron i thinkyou are right i might have misread aboutthe fdic thing

my buddy angie works at a bank and she told me that CDs are NOT FDIC insured because they follow the stock market (or something along those lines)

so what actually happens if your CD's aren't FDIC insured??? :confused:

well its like playin russian roulette with your money. whether or not youre gonna get it all back or any back is the luck of the draw.

but what causes that fluctuation? or what does it depend on?